The Office of Mark W. Swimelar
Standing Chapter 12 and 13 Trustee
Syracuse, New York

COVID-19 Information

Information for Debtors:

Chapter 13 Bankruptcy allows you to obtain relief from your creditors while providing a fair means to pay them back as much as you can.  It allows you to keep most or all of your property during the time you are paying creditors back and it permits you to modify some contract payments, interest rates and length of obligations.  Creditors are not allowed to contact, harass or annoy you in any way. 

General information about Bankruptcy can be found by linking here.


Payroll deduction orders are now being put in place in all Chapter 13 cases unless it is not possible for some reason (i.e. the debtor is unemployed or only receiving Social Security income) or the debtor advises the Trustee's office that he or she does not want a payroll deduction order.

If you are not using payroll deduction, please send a money order or certified bank check (no cash or personal checks are accepted!) to:

  Mark W. Swimelar
Chapter 13 Trustee
PO Box 1633
Memphis, TN  38101-1633

Be sure to include your case number on your payment.

(Overnight payments must be sent through the US Postal Service since FedEx and UPS will not deliver to post office boxes.)

250 S. Clinton Street, Suite 203    Syracuse, NY 13202      315/471-1499      (fax) 315/471-4811

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