COVID-19
Information
Information
for Debtors:
Chapter
13 Bankruptcy allows you to obtain
relief from your creditors while
providing a fair means to pay them
back as much as you can. It
allows you to keep most or all of
your property during the time you
are paying creditors back and it
permits you to modify some
contract payments, interest rates
and length of obligations.
Creditors are not allowed to
contact, harass or annoy you in
any way.
General
information about Bankruptcy can
be found by linking here.
Payments:
Payroll
deduction orders are now being put
in place in all Chapter 13 cases
unless it is not possible for some
reason (i.e. the debtor is
unemployed or only receiving Social
Security income) or the debtor
advises the
Trustee's office that he or
she does not want a payroll
deduction order.
If you
are not using payroll deduction,
please send a money order or
certified bank check (no cash or
personal checks are accepted!) to:
|
Mark W.
Swimelar
Chapter 13 Trustee
PO Box 1633
Memphis, TN
38101-1633 |
Be
sure to include your case number
on your payment.
(Overnight
payments must be sent through the US
Postal Service since FedEx and UPS
will not deliver to post office
boxes.)
|